Insurance, Fees, & Financing

Learn About How to Cover Cost of Services at Boise Dermatology

Thank you for allowing Boise Dermatology to serve your skin care needs. We are committed to providing you with the best care possible in an environment that is honest and straightforward. Our financial policy is different from many clinics, so we ask that you read it thoroughly before your visit. We would be happy to answer any questions you may have about our policy.

Our relationship is with you and not your insurance company. This information is provided to avoid any confusion regarding payment for professional services. When you become a patient at our office, we will ask you to sign a copy of our financial policy. Your signature shows your understanding and willingness to comply with our policy.

What to bring to your first visit:

  1. Insurance card(s)
  2. Government-issued identification
  3. Medication list

Check-In

Please bring your current insurance card with you to EACH visit. You will be asked to pay your co-pay at each visit. On follow-up visits, you will be asked to verify all demographic and insurance information so that our records remain up-to-date.

Patients who are self-pay will be responsible for payment in full and should be prepared to provide the ability to pay at check-in.

Forms of Payment

Boise Dermatology accepts all major insurance cards, personal checks, cash, and money orders.

High-Deductible Insurance Plans

Patients with a high insurance plan deductible are required to provide a form of secure payment (credit card or debit card) prior to receiving services. Cash, money order, or a personal check will also be accepted.

Medicare and Medicare Advantage

We participate with Medicare. All office visits and procedures will be directly billed to Medicare, which pays for 80 percent of covered services. You are responsible for your Medicare deductible (if applicable) and the 20 percent of the allowed Medicare fee that Medicare does not cover. We will submit claims to supplemental insurers for the 20 percent patient responsibility and the deductible.

The Federal Medicare program, administered through the Center for Medicare and Medicaid Services (CMS), does not cover many services they consider medically unnecessary or inappropriate. You will be responsible for all fees related to these services. You will be notified and a signature requested prior to receiving any potentially uncovered services. Supplemental or secondary insurances to Medicare will not cover services denied by Medicare. We recommend checking with your insurance carrier prior to treatment if you are concerned about these issues.

Financial Assistance

We are sometimes able to set up payment arrangements, but this must be pre-approved by our practice administrator and requires a minimum of $100 paid at the time of service.

Pathology Services

Tissue obtained from biopsies or surgical specimens require an outside laboratory for processing and evaluation. These outside providers, who may or may not participate with your insurance plan, will directly handle billing for these services. If you would like to have your insurance billed for these procedures, we will forward your information on your behalf to these service providers. It is your responsibility to provide accurate and up-to-date insurance information.

Non-Covered Services

A Notice of Non-coverage may be required to acknowledge understanding of your responsibility for paying for non-covered services. In dermatology, there are many procedures that are considered by Medicare and private insurers as non-covered. This includes cosmetic services and over-the-counter products, and may also include removal of skin tags, cosmetic treatment of spider veins, removal of milia, as well as others. If you are receiving a non-covered service, please be prepared to pay for the service in full.

Cosmetic Services

Cosmetic services are considered elective services and not covered under insurance. Fees related to a cosmetic service are discussed with the patient prior to the service being performed. Payment is the responsibility of the patient and due in full prior to the service.

Additional Procedures

Office visits are billed separate from procedures or surgeries. Procedures and surgeries provided on the same day as an office visit will appear separately on your bill and have a separate fee. Such services may include but are not limited to biopsy, injections, cyst drainage, cryotherapy, destruction of lesions, skin cultures, and laboratory tests.

Return Check Fees

Any returned check from the bank for non-payment shall result in the patient's or guarantor's account being assessed a $25 fee per check.

Missed Appointments & Cancellations

Missed appointments represent a cost to us, to you, and to other patients who could have been seen in the time set aside for you. We reserve the right to charge a fee for canceled or missed appointments. For cancellations, 24 hours' notice prior to the appointment is requested. A $50 fee will be charged for a second missed appointment.

If you have any questions about financing procedures or treatments at Boise Dermatology, contact us online or call 208.888.0660.